Join in 3 minutes
Enter your info and you're covered. No medical screening, no enrollment windows, no paperwork. Join anytime, use immediately.
$0 Doctor Visits.$0 Therapy.$0 Prescriptions.$65/MonthFor Your Whole Family.
300,000+
ProvidersHealthcare Providers
65,000+
PharmaciesPharmacies
47 States
AvailableAvailable in 47 States
Unlimited virtual care, therapy, 200+ free prescriptions, dental & vision — all in one membership. No insurance needed.CareUnlock™ is a healthcare membership that gives you unlimited virtual care, mental health therapy, 200+ free prescriptions, and dental & vision savings. All in one membership. No insurance required. No deductibles. No surprise bills.
Chosen by SAG-AFTRA, the union representing 160,000 actors and media professionals.
The problem no one talks about
You're paying for coverage. But you're not getting care.
You're either paying $2,000 a month for family insurance you can't afford to use, or you're uninsured and avoiding the doctor entirely. Either way, you're not getting the healthcare you need.
Here's the math no one shows you. The average family pays $24,000 a year in premiums. Then a $5,000 deductible before insurance pays for anything. That's $29,000 a year before you get a dime of actual care.
$24,000
Family premium / yr
$5,000
Before insurance pays anything
That's not coverage. That's a bill.
Skip a visit because the copay's too high. Skip the prescription because it's $180. Skip therapy because it's $200 a session. Those problems don't disappear. They compound. The $50 problem becomes the $2,800 ER visit.
150 million Americans are stuck in this cycle right now. Paying for coverage they can't use. Avoiding care they actually need. The system calls it "insurance." We call it The Coverage Lie.
The CareUnlock™ Method
What if you stopped paying for coverage and started paying for care?
CareUnlock™ is not insurance. It's a healthcare membership.
One membership. One monthly fee. $0 doctor visits. $0 therapy. $0 on 200+ prescriptions. Dental and vision savings. Transparent pricing on 9,600+ medical procedures. For you and up to 4 family members.
No deductibles. No claims to file. No network restrictions. No surprise bills. No waiting for open enrollment. You join, you use it, you're covered. That's the whole model.
Think of it like Costco for healthcare. You pay a flat membership fee, you get access to the full provider network at pre-negotiated rates. The $0 services are included in your membership. The savings are passed directly to you.
VURV Health built this platform to change the way people experience healthcare. By bundling telehealth, primary care, mental health, prescriptions, dental, vision, and alternative health services into one membership, CareUnlock™ delivers what insurance promises but doesn't deliver: actual access to affordable care.
How it works
Healthcare in 3 simple steps
Join in 3 minutes
Enter your info and you're covered. No medical screening, no enrollment windows, no paperwork. Join anytime, use immediately.
Use everything from your phone
See a doctor for $0. Talk to a therapist for $0. Pick up prescriptions for $0. Search procedure pricing. All from your phone, 24/7.
Cover your whole family
Add up to 4 family members at no extra cost. Same $0 benefits for everyone. One membership, one price, everyone's covered.
What's included
Everything you need. Nothing you don't.
One membership replaces the patchwork of copays, deductibles, and surprise bills. Here's what CareUnlock™ members get:
Virtual Primary Care$0 Co-Pay
$0 Co-PayUnlimited visits with board-certified doctors. See a provider from your phone anytime. No copay, no limit.
Mental Health Therapy$0 Per Session
$0 Per SessionLicensed therapists available same-day. No referral needed, no waitlist, no session limits. 96% of members report improvement within 8 sessions.
Prescriptions200+ at $0
200+ at $0200+ medications at zero cost. Save up to 80% on 50,000+ more at 65,000+ pharmacies nationwide including CVS, Walgreens, and Walmart.
24/7 Telehealth Access6 min avg wait
6 min avg waitTalk to a doctor anytime, day or night. Average wait time: 6 minutes. Weekends, holidays, 2 AM. Covered.
Dental & Vision Savings10–50% Off
10–50% OffDeep discounts on cleanings, fillings, crowns, eye exams, glasses, and contacts through nationwide provider networks.
Transparent Pricing9,600+ Procedures
9,600+ ProceduresView real-time costs for medical procedures before you go. No surprise bills. Members save an average of 50% on procedures.
Side-by-Side Comparison
VURV vs. Traditional Insurance
See why members are switching from insurance to CareUnlock™.
Traditional Coverage
Without CareUnlock™
Monthly cost
$600+/mo (insurance premium)
Doctor visit
$50–$75 copay
Therapy session
$150–$250 per session
Prescriptions
$40–$200+ per Rx
Dental cleaning
$200–$350
ER for non-emergency
$1,200+
✨ BETTER VALUE
The Smarter Choice
With CareUnlock™
Monthly cost
$65/mo
Doctor visit
$0
Therapy session
$0
Prescriptions
$0 on 200+ meds
Dental cleaning
10–50% savings
ER for non-emergency
$0 virtual visit instead
$15,181
Average Annual Savings
47
Available in 47 States
300,000+
Providers Nationwide
9,600+
Medical Procedures
Real members, real results
People are saving thousands
"My child had a 102-degree fever at 2 AM. A doctor was on screen in 8 minutes. No ER trip, no $1,200 bill. Just care when we needed it most."
— VURV Member, TX
"Saved over $500 on prescriptions in my first month. The same meds I was already taking, just through VURV's pharmacy network. It paid for itself 8x over."
— Michael T., CA
"I booked therapy the same day I signed up. No waitlist, no referral, no $200 session fee. I've been going every week for two months. Still $0."
— VURV Member, FL
"I’m self-employed. Insurance quotes were $800/month for garbage coverage. CareUnlock™ gives me more for $65. This is a no-brainer."
— Jessica R., AZ
HIPAA Compliant
Your membership
One membership. Everything included.
$65/month covers you and up to 4 family members. Every benefit listed above. Join anytime, use immediately.
For Your Family
One membership, total coverage
$65
Fixed Monthly — Up to 5 Members
$0 virtual primary care (unlimited)
$0 mental health therapy
$0 prescriptions (200+ meds)
24/7 telehealth access
Dental & vision savings (10–50%)
Transparent pricing on 9,600+ procedures
Join CareUnlock™ — $65/moJoin CareUnlock™ — Lock In $65/Month
HSA / FSA Eligible
Already have insurance? CareUnlock works alongside your existing insurance. Use it for everyday care. Keep insurance for the catastrophic stuff.
Founding Member Pricing
Lock in your rate before it's gone
Founding Rate$65/month
→Soon
Regular Price$99/month
Members who join during the founding window keep this rate for life. Once we move to $99, there's no going back.
Your VURV Partner
Meet the broker behind this offer
GoldenBenefits™
Drew Golden
GoldenBenefits™ modern healthcare benefits platform designed to help brokers, employers, associations, and individuals access affordable, transparent healthcare solutions through a simple mobile-first experience.
Our platform combines virtual care, prescription savings, mental health support, price transparency tools, and innovative healthcare services into one seamless ecosystem built for today’s workforce and modern families.
Questions